Sunday, 10 July 2011

Member Loans

Member Loans can be a Salary Loan or an Emergency Loan

Salary Loan, this is loan allowed for members with short credit terms. He/She will be qualified for the said loan if currently employed or paying voluntarily that posted 6 months for the last 12 months prior to the date of loan application. If the member is a employed, the employer should updated the remittances and contributions, and the member had never been disqualified due to any fraud committed to SSS. The said loan should not exceed Php24,000.00, and be payable two years for 24 installments. For more information, kindly visit the SSS respective branches, or visit the SSS official website -- www.sss.gov.ph/.

Emergency Loan, this are loans granted to those who separated from job because of currency problems. The said loan must not exceed Php12,500.00. Whenever the borrower wasn't able to pay the loan on due date, the remaining balance will be charge 1% monthly up to the date where it is fully paid.

94 comments:

  1. How many days/ weeks/ months before you post member's SSS payments/remittances? It's been 2 weeks and payments not yet posted.. The MAIN REASON why I cannot renew my loan. Kindly forward this to your concern unit. Thanks!!!!! (Paging SSS Makati 1 branch)

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  2. just wanna ask if you have a program for the loan that i can't pay or lesser amount with my outstanding balance now..

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  3. how many weeks/ months do you release salary loans it's been almost 3 month that i have applied for it but then i still didn't have the loan i have applied

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  4. A year after I got my salary loan i lost my job. At present im not company employee anymore, would it be possible to change my membership category to self employed? How about my loan? It was been 7 years i stopped my contribution.

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  5. Can you please fix your website , ive been trying to print out a copy of my contributions for over a week but i cant log in. FIX IT NOW !!!!!!!!

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    Replies
    1. Refresh ka lang ng refresh maglolog in sya

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    2. Use Internet explorer for better

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  6. Hi i have question, i thought for the 2nd time you'll apply for loan it would be higher than your first, but when i inquired online its the same amount.. can anyone help me?

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    Replies
    1. You must have 72 contributions para tumaas ung loan mo. pag not more than 72 ung contribution mo, The said loan should not exceed Php24,000.00

      Hope this help!

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  7. Hi! I currently have an unpaid Salary Loan and I would like to ask if it is possible that the remaining balance be deducted to my SSS contributions? Your immediate response is highly appreciated. Thank you!

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  8. i need to renew my mpl thru sss online but i cant access. what will i do.

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    Replies
    1. same problem we have been trying to use e- services for months to apply for a salary loan but the page is always blank

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    2. Suggested browser is Internet Explorer as it is a gov't site -it's a secured site.

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  9. Hello! Pano ko ba ma check status ng salary loan ko? Nag avail ako ng condonation 2 yrs ago. Palaging down ang website ng SSS. At palaging busy ang hotline nyo.

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  10. Pwede po ba magkasabay ung student loan at salary loan?

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  11. tanung kulang kung mag kano na ang utang ko sa sss

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  12. This comment has been removed by the author.

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  13. tanong ko lang po kung magkano na ang balance ko sa loan?

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  14. I need an update regarding my Salary loan application. It was filed by our company LBP Services corp dated last Feb 24, 2015. 3weeks na po walang feedback. 1week processing lang po ang Salary Loans. SSS No. 04-1179448-4. Thank you!

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  15. I need an update regarding my Salary loan application. It was filed by our company LBP Services corp dated last Feb 24, 2015. 3weeks na po walang feedback. 1week processing lang po ang Salary Loans. SSS No. 04-1179448-4. Thank you!

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  16. Pano q po malalaman kung na huhulugan ung sss account q..help nmn t.y

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  17. Pano q po malalaman kung na huhulugan ung sss account q..help nmn t.y

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  18. hi po gud am nagloan po aq more than 2 weeks na start nong aqy nag process pero hanggang ngayon hindi pa po dumadating,follow-up q lang po sana bka po matulad sa kasama q na more than 3 weeks pa lang yong niloan nya ibinalik na agad sa main,para po iwas hustle. i2 po yong sss no q 0420788122,w8 q po reply nyo ASAP more power

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  19. Paano ko po makikita yung summary ng loan payments ko?

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  20. My check was already sent but I wasn't home when the postman delivered it. Is there anyway that you guys can check where is it or just tell me how long it will be returned to the main office so I can go to East Avenue to get my cheque? Your response will be much appreciated. Thank you.

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  21. Your website is not working. I logged in but the page is blank. I can't check my contributions nor the status of my previous loan. Your old website was working better than this new one. When will this be fixed?

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  22. I need to know if there is somebody reading our e-mails and inquiry in your e-mail address coz it seem that no one cares

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  23. hi...paano po gumawa ng panibagong account sa website nyo since locked na locked ung account ko. thank you

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  24. hi gudam kukuh po sana ako ng maternity loan ko na po naipasa ko na po mat 1 ko po ang kaso po wala napo ako trabaho ngayon eh hinhanapan papo ako ng L501 e nd napo ako binbigyan kase nga daw po wala nako sa dati ko job pwede po ba mag voluntary nalang ako atsaka malayo papo yung dati ko job manila pa at matagal na po hindi papo hindi ako inaasikaso ng dati ko pinapasukan...anu po ba pwede ko gawin salamat

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  25. Hi gud day!😊nagload po employee nmin ng2001 then until now dpa sya bayad ngyon po nagstart n nman syang magbayad ng contributions nya..automatic po bang magbabawas n cla dun?thank u!

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  26. Hi gud day!😊nagload po employee nmin ng2001 then until now dpa sya bayad ngyon po nagstart n nman syang magbayad ng contributions nya..automatic po bang magbabawas n cla dun?thank u!

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  27. Hi, kelan Ko po malalaman ung salary loan Ko Kong ok ba o Hindi, Ng apply po ako online

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  28. Ask ko lang po, pano marerecover yung sss account ko kung yung email na sinesendan nila ng pw reset eh ndi na active?

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  29. 10 years ko nang d nabayaran loan ko. magkano na kaya interest.

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  30. Help me po find ways to see if binayadan ng company ng husband ko yung loan nung nagresign po sya. Nsa abroad na po kasi si hubb ngayon

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  31. Help me po find ways to see if binayadan ng company ng husband ko yung loan nung nagresign po sya. Nsa abroad na po kasi si hubb ngayon

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  32. How many days it take a calamity loan to process... sana mag reply naman kau asap, this is online hope mas mabilis ang reply. thank you po.

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  33. Nag loan aq last nov.2014 can avail a second loan then ikaltas n lng ung remaininh balance q?

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  34. I emailed member_relations@sss.gov.ph but no reply yet. We applied for salary loan as a voluntary paying member. I understand that it will be sent to the address provided but its been 2 weeks and no mail yet and upon checking it online it was already sent. Please confirm.

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  35. I emailed member_relations@sss.gov.ph but no reply yet. We applied for salary loan as a voluntary paying member. I understand that it will be sent to the address provided but its been 2 weeks and no mail yet and upon checking it online it was already sent. Please confirm.

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  36. Pwede po bang magbayad ng sss loan any branch?

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  37. Pwede po bang magbayad ng sss loan any branch?

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    Replies
    1. Pwedeng pwede, pwede rin using phone through Globe Gcash -kung meron ka.

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    2. Sir Andy. Ask LNG po ilang days po ba ma claim pg nag salary loan ka po sa online

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  38. Pwede po mg tanong ilang taon po ba pwede mg loan?

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    Replies
    1. For employed, Three years or 36 months of contribution, Dapat upon filing loan 6 consecutive months na contributions

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  39. gusto ko sana magloan sa SSS, ano po ba ang dapat kong gawin para mkaloan ako

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  40. This comment has been removed by the author.

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  41. This comment has been removed by the author.

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  42. Why SSS seems to ignore the questions of people who placed their comments on this blog? Are you that irresponsible even on the web? I had enough experience with you waiting in line for almost 2 days just to file a salary loan, Please if you could hire some people to answer questions that are being post on this site it'll be a big help to us. The people in the office are just being busy doing the same thing over and over but to be honest you don't even know many people are being stuck even if they are already eligible for loans. We are being deducted every month and yet we don't complain because we know that we can get something in return in the future that can help to get our wants or even help our family.

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  43. My personal question is, If I will pay 5844.66 to cover up the months that I didn't pay, will I be able to go through on my second loan application? Because I'd like to pay make a one time payment. My loan status is this ...
    * Loan balance is greater than 50% of the total Principal. Outstanding Loan balance : 11,553.33 should be less than or equal to 7,000.00
    * No six Contributions for the last 12 months. Last Posted Contribution considered : 11-2015



    I would wait for your reply else I'll go to your branch and file a complaint in there if you I won't hear any response for this post.

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  44. Tanong ko lang po magkano na po kaya utang ko kasi nagloan ako halos 2years na akong hindi nakapghulog,balak ko po sana bayaran kaso ibang company na po ako,dating company ko po city classic conv stores pero ngaun po eclam enterprises na,ano po dapat kung gawin?

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  45. Good morning! I just send the copy of my remittance through your email. Thanks

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  46. Good morning! I just send the copy of my remittance through your email. Thanks

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  47. This comment has been removed by the author.

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  48. hi ask ko lang po if i can renew a new loan, i think i have balance 4k and not been paid for almost 1yr po.

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  49. Hi, i shoot an email and a follow for my inquiry regarding account being locked for SSS online. Bakit wala namang reply from member_relations@sss.gov.ph? Andun yung inquiries ko at details na maaring need nyo. Buhay pa ba yang distribution address na yan?

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  50. I like to follow-up the additional pension I'm claiming because my 1985 to 1989 contributions were not included im my pension. SSS said the latest you can give this is 2015 Dec. I filed the additional claim 18 March 2015. Teresita Aledia Legaspi

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  51. I will give the SSS No. po if you reply to this follow up!
    Teresita a. Legaspi

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  52. I will give the SSS No. po if you reply to this follow up!
    Teresita a. Legaspi

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  53. Hi, why is that from september to december my payments are not yet posted? I cant reloan coz its not yet poste! And its already mid january.

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  54. how to claim my undelivered sss id?i lost my stub..

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  55. how to claim my undelivered sss id?i lost my stub..

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  56. Hi, good day!
    gusto ko lang po sana magtanong, kasi may kasambahay po kami and kinuhanan po namin sya ng sss,philhealth at pag ibig, kaso lang po hindi kasi kami nakaunified, gusto sana namin tingnan kung magkano na yung babayaran namin or yung balance para mabayaran and makapag advance payment kami, hassle po kasi kung pabalik balik kami since lahat po kami sa bahay ay nagttrabaho, and di naman po namin mapacheck dun sa kasambahay dahil galing sya sa probinsya at baka maligaw. thank you!

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  57. Hi, good day!
    gusto ko lang po sana magtanong, kasi may kasambahay po kami and kinuhanan po namin sya ng sss,philhealth at pag ibig, kaso lang po hindi kasi kami nakaunified, gusto sana namin tingnan kung magkano na yung babayaran namin or yung balance para mabayaran and makapag advance payment kami, hassle po kasi kung pabalik balik kami since lahat po kami sa bahay ay nagttrabaho, and di naman po namin mapacheck dun sa kasambahay dahil galing sya sa probinsya at baka maligaw. thank you!

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  58. Hi, good day!
    gusto ko lang po sana magtanong, kasi may kasambahay po kami and kinuhanan po namin sya ng sss,philhealth at pag ibig, kaso lang po hindi kasi kami nakaunified, gusto sana namin tingnan kung magkano na yung babayaran namin or yung balance para mabayaran and makapag advance payment kami, hassle po kasi kung pabalik balik kami since lahat po kami sa bahay ay nagttrabaho, and di naman po namin mapacheck dun sa kasambahay dahil galing sya sa probinsya at baka maligaw. thank you!

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  59. Good day po.ask ko lang po sana pano po kaya kung di ko na maopen ung account ko sa sss.nakalimutan ko ko na din po pass ng yahoo ko na nakalink dun.salamat po

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  60. Hi, I have a question. I recently resigned from my job around Jan and I processed online application for salary loan early Feb. It still appears that my status for my online account was still employed under my previous company and the loan got approved by the company as well. Automatically the check will be sent to my employer's office, so will my previous employer release the check though I'm already out of the company for more than a month now? Thank you!

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  61. Hi!I filed for salary loan application thru online 3 weeks ago and my employer certified my loan application 3days after I filed. But it's been more than 2weeks now pero wala pa din approval from your end. Can you please let us know if what is the standard processing time?

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  62. Hi!I filed for salary loan application thru online 3 weeks ago and my employer certified my loan application 3days after I filed. But it's been more than 2weeks now pero wala pa din approval from your end. Can you please let us know if what is the standard processing time?

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  63. Tanung ko LNG kung ilang buwan na ung hulog ko.mag loan po kc me.

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  64. Hello, SSS. I just want to clarify a few things please. Below is a timetable for your reference;
    2015, March (encashed first loan of 15K before resignation from old company - as per documents, first payment will be deducted on June- 3 months later).
    2015 July 13, (got hired by new company and proceeded with SSS contributions as new hire)
    2015 Aug, (found out that the expected backpay of 10K was paid off by former employee towards the SSS loan in full without any notice/advise; hence employee received PhP 0.00 back pay to his surprise)
    2015, Dec (got first alert via SMS from SSS that Sept payment has posted).
    2015, Nov and 2016, Feb (2nd/3rd alert for payment posting for Oct 2015 and Jan 2016 received via SMS).
    In relation to the above, my questions are:
    1. Is it legal for an old company to withhold the backpay for SSS loan payments without properly informing the former employee ahead of time? Are there any employee rights violated by this actions under our labor law?
    2. If an employee did not submit any Authority to Deduct letter to their respective HR- either former or new employer -- do any of these companies have the right to deduct the payment for an existing loan on top of the employees monthly contribution?
    3. Based on the above status and payments; how soon can the employee file for re-newal to get a second salary loan?
    4. What are the responsibilities that the employee should do to make the payments, contributions and renewal of loan are processrd properly?
    Your immediate response and kind attention is highly appreciated. More power to SSS. Mabuhay po kayo. Maraming salamat. - Anji

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  65. One more thing, a friend of mine lost all her documents prior to employment and would like to verify her SSS number ASAP, however she was advised that the SSS number verification would take three weeks to get a result. Is that true? Does it really take that long to check a personal SSS number? Can we not verify it by full name and date of birth with a govt issued ID by cross checking easily thru SSS data base in just a few minutes? We were under the impression that the govt have funded so much money to upgrade SSS computer system. Isn't 3 weeks such a long time to wait for a result about such a simple enquiry? Is there even any way that we can do this over the phone just like a BIR enquiry to get an existing TIN number verified easily? Please help!!! Urgently needed for employment purposes. Thank you so very much. Godspeed.

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  66. One more thing, a friend of mine lost all her documents prior to employment and would like to verify her SSS number ASAP, however she was advised that the SSS number verification would take three weeks to get a result. Is that true? Does it really take that long to check a personal SSS number? Can we not verify it by full name and date of birth with a govt issued ID by cross checking easily thru SSS data base in just a few minutes? We were under the impression that the govt have funded so much money to upgrade SSS computer system. Isn't 3 weeks such a long time to wait for a result about such a simple enquiry? Is there even any way that we can do this over the phone just like a BIR enquiry to get an existing TIN number verified easily? Please help!!! Urgently needed for employment purposes. Thank you so very much. Godspeed.

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  67. Gud am sss pwede nu po ako tulungan ma retrieve ung account ko sa sss. Cant remember na ung user id at password pati email. Norcel Alarcon Martirez/august 2,1979/3368013370.tnx

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  68. hi pwede nyo po akong tulungan nawala ang pension check ko na may pangalan Radito Gamboa with SSS no 03 5295283-5. check reference no.B05685-21 Reg. no. 238811. Ngayon lang po nawala habang papunta ako ng bank pra ideposit .

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  69. hi pwede nyo po akong tulungan nawala ang pension check ko na may pangalan Radito Gamboa with SSS no 03 5295283-5. check reference no.B05685-21 Reg. no. 238811. Ngayon lang po nawala habang papunta ako ng bank pra ideposit .

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  70. hi pwede nyo po akong tulungan nawala ang pension check ko na may pangalan Radito Gamboa with SSS no 03 5295283-5. check reference no.B05685-21 Reg. no. 238811. Ngayon lang po nawala habang papunta ako ng bank pra ideposit .

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  71. Hi ask ko lang kung may extension ba ang pension ng may heart condition sa partial disability mag 1year na kasi ang pension ng friend ko his name is Dionesio E.Ojeda...kung meron ilang years yun at anu dapat gawin if need renew eto

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  72. Hi ask ko lang kung may extension ba ang pension ng may heart condition sa partial disability mag 1year na kasi ang pension ng friend ko his name is Dionesio E.Ojeda...kung meron ilang years yun at anu dapat gawin if need renew eto

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  73. Hi SSS,

    Ilang months po ang posting nyo ng contibution online? December palang po kasi ang nakapost sakin pwede ko po ba iprocess ang loan ko thru SSS office?

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  74. HI sss, i just wanna ask regarding to my maternity .. makakapag loan parin po ba ako sa sss maternity ko kht 5months nko nanganak kc this is my first tym tnx po..

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  75. March,2013 nong huli ako nagveryfy through utility machine using only the id card,yon nga po lumabas na ang niloan ko noon na salary loan 1999 hanggang nitong 2014 ay umabot na ng humigit 40,000+(hnde ko lng matandaan ang botal)pero binayaran ko po ng cash yaan..nangyari po nito lng jan.2016 nagtaka ako ng malaman ko na may otang nnmn daw ako na hnde nababayaran loan,pianagtataka ko lng po kong baket ngayon lng lumabas ang issue na yan at wala din ho ako natatandaan na kalamite loan..db ho dapat nong time ba nagverryfy ako nong 2013 eh dapat makikita kona na dalawa ang unpaid loan ko..baket ganon saka ko lng nalaman uli na may unpaid loan ako after na nabayaran ko na ung salaray loan ko which is inabot na nga ng 40,000+...isa pa nakakapagtaka borther ko kasi inutasan magbayad at that time pinatanong ko din sss personel kong saan nagbayad ang kapated ko,kong klarado na ang pangalan ko at wala na otang sagot ng ssspersonel at double check sa computer..ang sabe ay ok na daw malinaw na sagot na wala nako otang...para kasi meron ako nakikita mali dito pls..sana makatawag ito ng pansin sa kinauukolan..

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  77. Hi, i would like to inquire, how can i apply loan online..

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  78. Hi sir/madam

    Ask ko LNG po kung ilant days/weeks po ma claim ung salary loan pg sa online ka po nag loan.

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  79. tanong ko lang, pano ba kayo nagcocompute ng mga loan balances ?! I applied for a renewal of Loan but I got rejected kasi 7k pa daw ang balance ko, I am monitoring my payments eversince and base sa monitor ko I only have 4K Plus, I've been paying my loan since december 2014 and that was my first loan sa sss kya maliit lng ang na loan ko how come na ganun pa rin loan balance ko ?!

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  80. tanong ko lang, pano ba kayo nagcocompute ng mga loan balances ?! I applied for a renewal of Loan but I got rejected kasi 7k pa daw ang balance ko, I am monitoring my payments eversince and base sa monitor ko I only have 4K Plus, I've been paying my loan since december 2014 and that was my first loan sa sss kya maliit lng ang na loan ko how come na ganun pa rin loan balance ko ?!

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  81. Ako po ma. Bella elimen ask ko lng po yung acct ng friend ko si ma.maylene capiral nicolas nagfill up po kc sya ng registration form pero mali po pala yung email ad na naibigay may kulang po ng ph sa dulo ano po kaya gagawin dun

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  82. Hi po d po ako nkapagfile ng MAT1 pero gsto ko po lakarin ung maternity benefits ko 4years n ung anak ko my chance po b n pede p xang mailakad s sss

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  83. Hi po d po ako nkapagfile ng MAT1 pero gsto ko po lakarin ung maternity benefits ko 4years n ung anak ko my chance po b n pede p xang mailakad s sss

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  84. hey im trying to access my sss account..i got an error message saying my acct is locked.

    Please help unlock it.

    My username is JAYNIETRENDY
    My password is Jr0622355997

    My SSS number is 0622355997
    My full name is Junie R. Gardon
    My date of birth is July 24, 1980

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